Question 1

1. What is Flexible Savings?

Accepted Answer

Flexible Savings is a product that provides hourly/daily interest and can be redeemed at any time.

Question 2

2. How does Flexible Savings work?

Accepted Answer

The funds used to subscribe to the Earn product will be deducted from your spot account, and the interest income generated will be credited to your spot account on a daily basis starting from the second day.

Question 3

3. How is the estimated daily interest calculated?

Accepted Answer

Daily interest = subscription amount × APR ÷ 365.,Daily interest distribution: After subscription, interest will be calculated at 12:00 AM (UTC+8) on the following day, and daily interest will be paid to your spot account starting from the day after the value date.,Interest distributed by hour: After subscription, the principal will start accruing interest in the next hour, and the interest will be distributed to your spot account the hour after that.,Note: As the APR of some products fluctuates with the market, the daily interest value is a projection and for reference only.

Question 4

4. How do I redeem funds from a Flexible Savings product?

Accepted Answer

To redeem your funds, navigate to Assets > Orders > Earn Orders, and click Redeem on the product you want to redeem. Interest will no longer be accrued from the time you submit the redemption request.

Question 5

What is automatic subscription?

Accepted Answer

At 3:00 PM (UTC+8) every day, the assets in your spot account will be used to subscribe to Flexible Savings products. To cancel automatic subscription, simply disable the feature on the Subscription page.

Question 6

6. What is Fixed Savings?

Accepted Answer

It is a product with a fixed subscription period which yields a higher return than Flexible Savings.

Question 7

7. What are the advantages of Fixed Savings?

Accepted Answer

1. Low Risk: Your locked assets will be returned, along with any profits earned.
2. High APR: Receive higher yields than Flexible Savings.
3. Flexible Investment: Put your idle crypto to work for a fixed period of 30 or 60 days.

Question 8

8. Can it be redeemed in advance?

Accepted Answer

Upon maturity of the product, your principal will be automatically transferred to your Flexible Savings account. Some Fixed Savings products support early redemption. Note that early redemption may result in the Earn interest being lost (actual redemption is subject to the rules on the page).

Coin	APR	Period	Auto-subscribe	Action
BGB	10.00%	Flexible 7 14 14
USDT	5.75%	Flexible
BTC	3.00%	14
ETH	5.00%	14
SOL	3.80%	Flexible 14
USDE	6.00%	Flexible 30
ADA	1.80%	Flexible
BWB	5.00%	Flexible 30 90 180

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