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In BlockBeats news on January 23, the American Bankers Association (ABA) stated that it will make "Suppressing Interest/Earnings/Reward-bearing Payment Stablecoins" a top policy priority in 2026, showing concerns about stablecoins becoming a substitute for bank deposits. Earlier this month, Bank of America's CEO warned that if the U.S. Congress does not restrict interest-bearing stablecoins, up to $60 trillion in deposits could move away from banks, representing about 30% to 35% of total U.S. commercial bank deposits. The CEO mentioned that stablecoins operate like money market mutual funds, holding reserves in short-term instruments (e.g., U.S. Treasuries) instead of using them for bank loans as traditional banks do. In this model, funds move outside the traditional banking system, causing a contraction in the deposit base that banks rely on to support household and business lending.

BlockBeats News, January 23rd, Anthropic announced the release of a new charter for its AI model Claude, detailing Anthropic's vision for Claude's values and behavior. In the new charter, Anthropic elevates Claude's soul document from a list of rules to a textbook that integrates values and reasoning, hoping that Claude can become wiser, safer, and capable of making self-moral judgments rather than rigidly following rules. This is currently the most detailed publicly available AI personality setting and ethical constitution document.

Foresight News reported, according to monitoring by Lookonchain, an address spent 1,505 SOL (approximately $192,000) 14 hours ago to purchase 1.55 million SURGE.