Bitget App
Trade smarter
Buy cryptoMarketsTradeFuturesEarnSquareMore
How AI and user-owned data are redefining personal finance

How AI and user-owned data are redefining personal finance

Crypto.NewsCrypto.News2025/11/11 16:00
By:By Shylin SamEdited by Samuel Msiska

Smart new projects are uniting AI, DeFi, and user-owned data to redefine how people earn, save, and invest in the digital age.

AI is everywhere, from creating ads and writing code to making recipes. Now, it has even begun to influence how people spend, save, and invest. As this new AI-driven trend takes the world by storm, a new generation of finance projects has emerged that are making use of AI’s advanced capabilities. These ventures are reinventing what personal finance can look like.

One such collaborative effort is that between the multichain token launchpad Calyx and the decentralized information protocol ConsumerFi.  Calyx and ConsumerFi aim to bridge decentralized finance with AI and real-world data, enabling individuals to monetize their digital activity while maintaining privacy. 

ConsumerFi is building the personal intelligence layer for decentralized apps and AI agents, turning fragmented consumer data into private, user-owned insights. Built with NEAR AI and NEAR Intents, it helps users control their data, generate personalized financial insights, and earn rewards from their online activity. Already live at scale through SDK integrations, ConsumerFi powers over 150 million app downloads, 900k monthly users, and 32B data points. 

At its core is the ConsumerGraph, an encrypted and portable data memory, users can leverage AI to transform everyday interactions into opportunities to earn, save, and share value without ever exposing their personal data. 

NEAR AI processes that data privately, generating personalized insights without exposing personal information. Then, NEAR Intents executes each action, from earning to investing, in one tap, across multiple chains, non-custodially. Then, when data or activity creates value, a share of the revenue is earned. 

0

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

PoolX: Earn new token airdrops
Lock your assets and earn 10%+ APR
Lock now!

You may also like

BNB News Update: Abu Dhabi's Web3 Strategy: Blockchain Fuels a Digital Transformation in Luxury Tourism

- Abu Dhabi's BNB Hack event highlights UAE's Web3 push in luxury tourism via blockchain solutions. - Innovations include USD1 stablecoin for cross-border transactions and WLFI token for loyalty/travel systems. - ADGM's regulatory framework attracts Web3 talent while tools like opBNB/Greenfield enable scalable dApps. - Luxury track emphasizes NFT concierge services and blockchain booking systems to enhance VIP experiences. - Event aligns with UAE's $100B digitization plan to solidify global blockchain lead

Bitget-RWA2025/11/25 13:46
BNB News Update: Abu Dhabi's Web3 Strategy: Blockchain Fuels a Digital Transformation in Luxury Tourism

Trump’s Choice for the Fed May Transform the Unpredictable Path of Cryptocurrency

- Trump narrows Fed chair shortlist to Waller, Hassett, Warsh, Rieder, and Bowman, aiming to reshape monetary policy with rate-cut priorities. - Nomination timeline targets post-Thanksgiving meetings, with Trump emphasizing "merit" and balancing populist goals against Fed's dual mandate. - Crypto markets react to Fed uncertainty: Bitcoin rebounds above $87,000 while ETF inflows face selling pressure amid 80% rate-cut expectations. - TrustLinq's Swiss crypto-to-fiat platform and BitMine's $1B Ethereum strat

Bitget-RWA2025/11/25 13:46
Trump’s Choice for the Fed May Transform the Unpredictable Path of Cryptocurrency

Japan Requires Crypto Platforms to Hold "Insurance" Reserves to Protect Investors from Potential Failures

- Japan's FSA mandates crypto exchanges to maintain liability reserves by 2026, protecting investors from losses via proportional funds and insurance options. - The rule follows major breaches like Mt. Gox and DMM Bitcoin , requiring reserves based on trading volume and risk profiles. - Regulators align crypto rules with traditional finance, expanding oversight to custodians and partners post-DMM hack. - Smaller exchanges may rely on insurance to ease liquidity pressures, though critics warn of increased c

Bitget-RWA2025/11/25 13:46
Japan Requires Crypto Platforms to Hold "Insurance" Reserves to Protect Investors from Potential Failures