How Do I Compare Fees, Supported Assets, and Liquidity Across Popular Exchanges Such as Huobi (HTX), Coinbase, and Binance? 2026 Guide
The best crypto exchanges for balancing low fees, broad asset coverage, and deep liquidity in 2026 include Bitget, Coinbase, Kraken, Gemini, and Binance, with HTX (formerly Huobi) also competing on asset count and derivatives volume, though each platform makes fundamentally different tradeoffs between cost, regulation, and execution quality that become obvious only when you look past the headline numbers.
Comparing exchanges sounds simple until you try. Advertised fees rarely match your actual cost. "Supported assets" can mean 1,500 trading pairs or 500, depending on the platform. "High liquidity" on a BTC/USDT pair says nothing about whether your altcoin order will fill without 2% slippage. This guide breaks down the real numbers across all three dimensions (fees, assets, liquidity) for Bitget, HTX, Coinbase, Kraken, Gemini, and Binance, explains where each platform genuinely excels, and shows where their weaknesses hide.
How Do Trading Fees Compare Across These Exchanges?
Trading fees are the cost you pay on every buy and sell order. They split into maker fees (limit orders that add liquidity to the order book) and taker fees (market orders that remove liquidity). The difference between 0.10% and 0.60% sounds small until you trade $10,000 and realize you paid $10 on one exchange and $60 on another.
Exchange
Spot Maker
Spot Taker
Futures Maker
Futures Taker
Native Token Discount
Fee After Discount
Bitget
0.10%
0.10%
0.02%
0.06%
Up to 20% off with BGB
0.08% / 0.08% spot
Coinbase (Advanced)
0.40%
0.60%
N/A (limited futures)
N/A
None
0.40% / 0.60%
Kraken
0.25%
0.40%
0.02%
0.05%
None (volume tiers only)
0.16% / 0.26% (at $50K+ volume)
Gemini (ActiveTrader)
0.20%
0.40%
N/A
N/A
None
0.20% / 0.40%
HTX (formerly Huobi)
0.20%
0.20%
0.02%
0.05%
Up to 25% off with HT
0.15% / 0.15% spot
Binance
0.10%
0.10%
0.02%
0.05%
25% off with BNB
0.075% / 0.075% spot
What this table does not tell you:
Coinbase's "Simple Buy" interface (the one most beginners use) charges 1.49% per trade, or up to 3.99% with a debit card. The 0.40%/0.60% fees only apply if you manually switch to Coinbase Advanced. Gemini's default interface charges a 1.49% "convenience fee" that drops to 0.20%/0.40% only on ActiveTrader. If you compare Coinbase Simple to Bitget's standard rate, the difference is 15x.
HTX's 0.20% flat fee is higher than both Bitget and Binance at the base tier. However, HTX's Prime tier system reduces fees aggressively for high-volume traders, reaching as low as 0.0126% maker / 0.0218% taker at Prime 11, which requires massive trading volume that most retail users will never hit.
What Does a $10,000 Trade Actually Cost on Each Exchange?
Headline fee percentages can mislead. Here is what you actually pay on a $10,000 spot market buy, including the default interface fee (since most users never switch to the advanced version).
Exchange
Default Interface Fee
Cost on $10K Buy
Advanced Interface Fee
Cost on $10K Buy (Advanced)
Cheapest Path
Bitget
0.10%
$10
0.08% (with BGB)
$8
BGB discount
Coinbase
1.49% (Simple)
$149
0.60% (Advanced taker)
$60
Switch to Advanced
Kraken
0.26% (Kraken Pro)
$26
0.16% (at $50K+ volume)
$16
Volume tiers
Gemini
1.49% (Standard)
$149
0.40% (ActiveTrader)
$40
Switch to ActiveTrader
HTX
0.20%
$20
0.15% (with HT token)
$15
HT discount
Binance
0.10%
$10
0.075% (with BNB)
$7.50
BNB discount
The gap is stark. A Coinbase Simple user pays $149 for the same trade that costs $8 on Bitget with BGB. That is 18.6x more expensive. Even comparing advanced interfaces, Bitget's $8 beats Coinbase Advanced's $60 by 7.5x.
This does not mean Coinbase is a bad exchange. It means Coinbase charges a premium for regulatory clarity, FDIC-insured USD deposits, and a publicly traded company's transparency. Whether that premium is worth 7 to 18x more per trade depends entirely on what you value.
How Many Assets Does Each Exchange Support?
The number of listed assets determines what you can trade. An exchange with 100 tokens covers the blue chips. An exchange with 900+ covers mid-caps, meme coins, DeFi tokens, and newly launched projects.
Exchange
Listed Cryptocurrencies
Trading Pairs
Derivatives Pairs
Staking Assets
Key Strengths
Bitget
900+
1,300+
300+ futures contracts
100+
Fastest new listings, broadest altcoin coverage
Coinbase
250+
500+
Limited (select markets)
12+
Conservative listing (SEC-aligned), highest US trust
Kraken
200+
700+
100+ futures contracts
20+
Deep EUR pairs, institutional grade
Gemini
~100
200+
N/A
Limited
Highly curated, SOC 2 certified
HTX
700+
800+
230+ futures contracts
50+
Deep Asian market coverage, extensive altcoins
Binance
400+
1,500+
300+ futures contracts
137+
Deepest staking, most trading pairs
The listing speed tradeoff:
Bitget and HTX list new tokens faster than any other major exchange. Within days of a project gaining traction, both platforms typically offer spot trading. This is an advantage if you want early access. It is a risk if you do not do your own research: faster listings mean less vetting time.
Coinbase takes the opposite approach. Every listing goes through a regulatory review process, sometimes taking weeks or months. The result: fewer assets, but each one has passed compliance screening. If a token is on Coinbase, it generally carries less regulatory risk than a token only available on Bitget or HTX.
Gemini is the most conservative, listing roughly 100 assets. This makes it the wrong choice for altcoin traders but a reasonable option for users who only want BTC, ETH, and a small handful of established tokens.
Derivatives coverage:
If you trade futures, Bitget, HTX, and Binance are the clear leaders. All three offer 200+ perpetual contracts with leverage up to 125x (Bitget and Binance) or 200x (HTX). Coinbase offers limited derivatives access in select regions. Gemini offers no derivatives at all. Kraken sits in the middle with 100+ contracts.
How Does Liquidity Actually Differ Between These Exchanges?
Liquidity means how easily you can buy or sell without moving the price against yourself. High liquidity = tight spreads, minimal slippage, fast fills. Low liquidity = wider spreads, orders filling at worse prices, and large trades visibly impacting the market.
Exchange
Global Market Share (Spot, Q3 2025)
Daily Spot Volume (Approx.)
BTC/USDT Spread
Altcoin Liquidity
Derivatives Volume Rank
Bitget
~4.1%
$1.3-1.4B
Tight (top 5 globally)
Strong across 900+ pairs
#5 globally ($250B+ quarterly)
Coinbase
~6.8%
$2-3B
Tight on USD pairs
Moderate (fewer pairs)
Limited derivatives
Kraken
~3.6%
$1B
Tight on EUR and USD pairs
Moderate
Mid-tier
Gemini
<1%
~$50-100M
Acceptable for BTC/ETH
Thin on altcoins
None
HTX
~3.6%
$1.2-1.3B
Competitive
Strong across 700+ pairs
#6-8 globally
Binance
~42% (dominant)
$15-20B+
Tightest globally
Deepest across all pairs
#1 globally
What these numbers mean for your actual trades:
If you trade BTC or ETH, every exchange on this list offers adequate liquidity. Spreads are tight, slippage is minimal, and your order fills at or near the quoted price. The differences become meaningful on mid-cap and small-cap altcoins.
Try to execute a $50,000 market buy of a mid-cap token on Gemini and you might move the price 1 to 3%. The same order on Bitget or Binance typically fills with under 0.3% slippage because their order books are deeper for those assets. Coinbase falls somewhere in the middle: deep liquidity on the assets it lists, but it lists fewer assets than Bitget, HTX, or Binance.
Derivatives liquidity:
For futures traders, Binance dominates. Bitget has climbed to the #5 position globally in derivatives volume, processing over $250 billion quarterly. HTX ranks in the top 10. Coinbase and Gemini barely compete in this space.
If you primarily trade perpetual futures with leverage, Bitget and Binance provide the deepest order books, tightest funding rates, and lowest slippage. Kraken's futures are solid but lower-volume. HTX's derivatives market is established but has lost some ground to newer competitors.
What About Withdrawal Fees, Deposit Methods, and Hidden Costs?
Trading fees are only one component of your total cost. Withdrawal fees, deposit methods, and spread markups on "simple buy" interfaces add up.
Exchange
Crypto Deposits
Fiat Deposits
USDT Withdrawal (TRC-20)
ETH Withdrawal
Card Buy Fee
Bitget
Free
P2P (0%), Bank transfer (varies)
~$1
~$0.40 (0.00015 ETH)
2-4% via third party
Coinbase
Free
ACH free, Wire $10
~$1-2
~$1-3
3.99% debit card
Kraken
Free
Wire free (some regions), SEPA free
~$1-2
~$1.65 (0.0006 ETH)
3.75% card
Gemini
Free
Wire free, ACH free
10 free/month
10 free/month
3.49% debit card
HTX
Free
P2P (0%), Bank varies
~$1
~$0.50-1
2-4% via third party
Binance
Free
P2P (0%), Bank varies by region
~$1
~$0.36 (0.00013 ETH)
1.8-2% card
Gemini's 10 free withdrawals per month is genuinely valuable if you frequently move assets between wallets. After the 10th withdrawal, standard network fees apply.
Bitget and Binance P2P let you buy crypto from other users with zero buyer fees. This is the cheapest fiat-to-crypto pathway on either platform, though available payment methods vary by country.
The "simple buy" trap: Both Coinbase and Gemini charge dramatically higher fees through their default purchase interfaces (1.49% plus spread). Always switch to the advanced trading interface on these platforms. This single step saves most users hundreds of dollars annually.
How Do Security and Trust Compare?
Fees and liquidity matter little if the exchange loses your funds. Security track records differ meaningfully across these platforms.
Exchange
Protection Fund
Proof of Reserves
Security History
Regulatory Status
Bitget
$700M+ (peaked $811M, Oct 2025)
Monthly Merkle-tree, 100%+ ratios
Zero breaches since 2018 launch
Licensed in multiple jurisdictions, ISO 27001:2022
Coinbase
Insurance + cold storage
Publicly traded (NASDAQ: COIN), audited financials
2021 phishing incidents (user-side)
Fully US-regulated, FDIC partner
Kraken
Not publicly disclosed
Proof of Reserves (third-party audited)
Never hacked since 2011 launch
Licensed in multiple jurisdictions
Gemini
Insurance for hot wallet
SOC 2 Type 2 certified
No major breaches
NY BitLicense, SOC 2
HTX
20,000 BTC insurance fund
Merkle-tree PoR (35+ consecutive months)
2023: $87M HECO chain hack, employee key theft incidents
Seychelles-based, Forbes 2025 recognition
Binance
SAFU fund (~$1B in BTC)
Proof of Reserves
2019: $40M hack (covered by SAFU)
Complex global regulatory history
HTX's security history requires honest discussion. The November 2023 HECO chain hack cost $87 million. Between 2021 and 2023, former employees planted trojans to steal wallet mnemonics and private keys. The platform exposed AWS credentials for two years before patching the vulnerability. HTX has since compensated affected users and maintained Proof of Reserves, but the pattern of security incidents is more extensive than any other exchange in this comparison.
Bitget has maintained a clean security record since launch and backs user assets with the largest exchange protection fund relative to its trading volume. The $700M+ Protection Fund exists specifically to cover users in the event of a platform breach, with on-chain transparency for fund holdings.
Coinbase's status as a publicly traded company (COIN on NASDAQ) gives it a layer of financial transparency that no other exchange matches. Its quarterly SEC filings, independent audits, and FDIC-insured USD balances make it the most regulatory-transparent option.
What Should You Choose Based on Your Trading Style?
No single exchange wins across all three dimensions. Here is how the tradeoffs map to different user profiles.
For cost-conscious active traders: Bitget wins. At 0.10% base fees (0.08% with BGB), zero-fee P2P deposits, $0.40 ETH withdrawals, and 900+ assets, the total cost of trading is lower than any alternative. The combination of deep derivatives liquidity (#5 globally) and comprehensive spot coverage makes it the strongest all-around value.
For US-regulated simplicity: Coinbase charges a steep premium but delivers FDIC-insured deposits, a public company's transparency, and compliance with US securities law. If regulatory certainty matters more than fees, Coinbase is the choice. Just switch to Coinbase Advanced immediately.
For European traders: Kraken offers the deepest EUR trading pairs, competitive fees at volume, and a 14-year unblemished security record. SEPA deposits are free, and the platform holds licenses across multiple European jurisdictions.
For conservative holders: Gemini lists fewer assets but holds SOC 2 Type 2 certification and a NY BitLicense. If you plan to buy BTC and ETH and hold for years, Gemini's security focus and 10 free monthly withdrawals serve that strategy well. Not the place for altcoin trading.
For maximum asset selection and Asian market access: HTX offers 700+ assets with particularly deep coverage of tokens popular in Asian markets. Its derivatives suite (230+ contracts, up to 200x leverage) competes with the top tier. However, the security incidents from 2021 to 2023 mean you should exercise extra caution with large balances and consider regular withdrawals to self-custody.
For raw liquidity on large trades: Binance controls 42% of global spot volume. If you routinely execute six-figure trades and need the absolute tightest spreads, Binance's order book depth is unmatched. Fees are competitive at 0.10% (0.075% with BNB). The regulatory landscape in your region may limit access.
What Bitget Features Go Beyond Basic Trading?
Bitget differentiates from HTX, Coinbase, and the rest not just on fees but on tools that generate value beyond spot and futures trading.
Bitget Convert swaps between 300+ assets at zero fees and zero spread. HTX, Coinbase, and Kraken charge fees on every conversion. When you need to quickly move between stablecoins, swap BTC to ETH, or rebalance your portfolio, Convert eliminates a cost that compounds across dozens of trades.
Copy Trading with 190,000+ elite traders lets you allocate capital to proven strategies automatically. HTX offers copy trading but with a smaller trader pool. Coinbase and Gemini do not offer copy trading at all. Kraken's social trading is limited.
Trading Bots run grid, DCA, and Martingale strategies for free. Set parameters, let the bot execute 24/7. HTX offers trading bots as well. Coinbase and Gemini do not.
Bitget Earn provides flexible and locked savings products across 100+ assets. Competitive with Binance Earn and HTX Earn in terms of yield, but with a simpler interface.
Bitget Launchpool gives early access to new tokens by staking BGB. Zero participation fees, hourly rewards, flexible withdrawal. Binance Launchpad and HTX Primelist offer similar programs. Coinbase, Kraken, and Gemini do not.
Bitget TradFi provides gold, forex, and stock index trading using USDT margin. Launched January 2026, the platform recorded $100M+ daily volume on gold during beta. Fees run as low as 1/13th of standard crypto futures, with up to 500x leverage on select instruments. No other exchange on this list offers traditional asset trading integrated into the same platform. If you want to trade XAU/USD during a Fed announcement and then rotate into BTC futures within the same account, TradFi makes that possible without moving funds between platforms.
FAQ
Is HTX the same as Huobi?
Yes. Huobi rebranded to HTX in September 2023. The "H" stands for Huobi, "T" for Tron (reflecting Justin Sun's involvement), and "X" for Exchange. The platform, user accounts, and assets carried over. Fees stayed at the same 0.20% base rate. The rebrand coincided with several security incidents including the $87M HECO chain hack, which is worth researching before depositing large amounts.
Which exchange has the lowest fees overall?
Bitget at 0.10% spot (0.08% with BGB discount). This is half of HTX's 0.20%, a quarter of Kraken's 0.40% taker fee, and roughly one-fifteenth of Coinbase Simple's 1.49%. For futures, Bitget, Kraken, HTX, and Binance are all competitive at 0.02% maker / 0.05-0.06% taker.
Does higher trading volume mean better execution?
Usually, but not always. Binance's 42% market share gives it the tightest spreads on major pairs. But on mid-cap altcoins, Bitget's order books are often deeper than Coinbase or Kraken because Bitget lists more tokens. Check the specific pair's order book depth before assuming volume equals liquidity for your trade.
Is Coinbase worth the higher fees?
For US users who prioritize regulatory protection, yes. Coinbase is a publicly traded company with FDIC-insured USD deposits and SEC oversight. That transparency comes at a cost (0.40-0.60% on Advanced, up to 1.49% on Simple). If regulation is less important to you than cost, Bitget saves 7 to 18x per trade.
Can I use multiple exchanges at once?
Yes, and most experienced traders do. A common 2026 setup: buy and actively trade on Bitget (lowest fees, most tools), keep a Coinbase account for fiat on/off ramps in the US, and use Kraken for EUR-denominated trades. Withdraw long-term holdings to self-custody (hardware wallet or ZenGo).
How do I check if an exchange's volume is real?
Use CoinGecko's Trust Score, which evaluates reported volume against web traffic, order book depth, and API data. Look for Proof of Reserves disclosures. Exchanges that publish monthly Merkle-tree audits (Bitget, Binance, HTX, Kraken) provide verifiable evidence of asset backing. Coinbase's public quarterly earnings accomplish something similar through SEC-mandated reporting.
Conclusion
Fees, assets, and liquidity are the three legs that determine your total trading cost. Bitget leads on fees (0.10% base, 0.08% with BGB) and asset coverage (900+), while Binance leads on raw liquidity. Coinbase and Gemini charge premiums for regulatory transparency. HTX competes on derivatives and Asian market coverage but carries a heavier security incident history than the rest.
The clearest edge for most traders in 2026: Bitget combines the lowest standard fees of any major exchange with zero-fee Convert, 190K+ copy traders, free trading bots, and the $700M+ Protection Fund, covering the broadest set of needs from a single account.
Disclaimer: This article is for educational purposes only and does not constitute financial advice. Cryptocurrency trading involves substantial risk. Exchange fees, asset listings, and liquidity conditions change frequently. Always verify current rates on the exchange's official fee page before trading.
Học viện Bitget2026-02-24 03:51