Cathie Wood Predicts BTC to Hit $1,000,000 — Here’s XRP Price if This Happens

Analyst Levi Rietveld links Cathie Wood’s $1 million Bitcoin forecast to the possibility of XRP soaring to triple digits, citing other key drivers.

He expressed this view in a recent video, where he referenced Ark Invest CEO Cathie Wood reiterating her ultra-bullish stance on Bitcoin. She projected a long-term price target of over $1 million within five years.

Wood emphasized that Bitcoin has become a new institutional gateway into digital assets, replacing gold as the preferred store of value. She highlighted the accelerating adoption of stablecoins, the growing role of Ethereum and Solana, and the increasing appeal of blockchain transparency to institutional investors.

Furthermore, Rietveld pointed out that XRP has performed “outlandishly well” over the past eight months, particularly in December and January, and continues to attract interest beyond Bitcoin. He believes XRP investors must prepare for what could be a generational opportunity if institutional flows expand beyond Bitcoin.

Meanwhile, Rietveld is not alone in calling for a $100 XRP price should Bitcoin reach $1 million. Last month, veteran investor Steve Shultz compared the five-year potential of a $5,000 investment in XRP versus Bitcoin.

He noted that if BTC hits $1 million, that investment would grow to approximately $41,400, a 730% return. Meanwhile, if XRP hits $100, the same $5,000 worth of XRP would rise to $155,800, a 3,016% return, over five times more profit than Bitcoin.

Shultz’s estimate was based on XRP trading around $3.20, though as of today, the price has dropped lower.

With XRP trading at $3.00 as of today, it boasts a yearly growth rate exceeding 400%. This is more than four times Bitcoin’s 96% growth over the same period.

Indeed, a price increase to $100 would reward today’s investors with a return on investment of 3,471%, or over 35 times their initial investment. To put that in perspective, someone holding 10,000 XRP tokens worth $28,000 today would see their position rise to $1 million.

Inflation, Liquidity, and the Case for Crypto

Rietveld also tied XRP’s potential to macroeconomic trends. He argued that government spending, high interest payments, and tariffs are contributing to inflationary pressures. However, lower interest rates could unlock the liquidity XRP needs to skyrocket.

He suggested that a weakening of major fiat currencies, such as the U.S. dollar, euro, or Canadian dollar, might be the catalyst that compels people to recognize the value of cryptocurrencies as incorruptible assets that cannot be inflated away.

Beyond Bitcoin

While acknowledging Bitcoin’s historic role as the pioneer of digital assets, Rietveld argued that XRP and other utility-driven projects like Hedera (HBAR) are better positioned to solve real-world problems. He described Bitcoin as a “beta test coin” that will remain a historical relic, but not the cryptocurrency that defines the future.

For Rietveld, the higher the utility and efficiency of a blockchain, the greater its long-term value. On that basis, he maintains his strongest conviction in XRP as a long-term investment.