Bitget Flexible Savings: Earn Daily Interest and Redeem At Any Time

[Estimated Reading Time: 3 mins]

Bitget Flexible Savings offers a secure and convenient way to earn passive income on your idle crypto assets. With daily interest payouts and the ability to withdraw funds anytime, it’s an ideal choice for crypto holders looking for flexibility and earnings without long-term commitments.

This guide explains how Bitget Flexible Savings works and how you can start earning right away.

What is Bitget Flexible Savings?

Bitget Flexible Savings is a low-risk savings product that lets you earn daily interest while keeping your funds fully accessible. Unlike traditional fixed-term deposits, you can redeem your funds at any time without penalties.

Key Features

• No lock-up period – Withdraw funds anytime.

• Daily interest payouts – Earn passive income credited to your account daily.

• Auto-subscription option – Reinvest automatically for continuous earnings.

• Real-time monitoring – Check interest rates and track performance anytime.

Once subscribed, your funds are moved from your Spot account to Flexible Savings. Interest starts accruing on the same day if you subscribe before 4:00 PM UTC+8, with payouts beginning the next day.

How to use Bitget Flexible Savings

Step 1: Access Bitget Savings

• On the web: Click Earn in the top navigation bar, then select Savings.

• On the app: Tap the user icon in the top-left corner, select Earn from the quick access section, and then tap Savings.

Step 2: Subscribe to Flexible Savings

1. Select your preferred asset for Flexible Savings and click Subscribe.

2. Enter the amount you want to deposit.

3. Review the estimated APR and agree to the terms.

4. Click Confirm to complete your subscription.

Step 3: Enable Auto-Subscribe (Optional)

• Auto-Subscribe allows automatic reinvestment of your available Spot balance.

• Every day at 3:00 AM and 3:00 PM (UTC+8), the system will automatically use your Spot balance to subscribe to the corresponding Flexible Savings product.

• You can enable or disable Auto-Subscribe at any time in your Savings settings.

Step 4: Manage Your Funds

• To add more funds, click Subscribe More.

• To withdraw your funds, click Redeem for an immediate transfer back to your Spot account.

• Track your earnings under Savings Records in the Earn section.

How does Bitget Flexible Savings work?

Interest calculations are based on the Annual Percentage Rate (APR) at the time of subscription.

Formula for daily interest calculation

Daily Interest = Subscription Amount × Estimated APR ÷ 365

Example: If you subscribe 100 USDT with an 8% APR: 100 × 8% ÷ 365 = 0.0219 USDT per day

This interest is credited to your Spot account daily at 12:00 AM UTC+8.

• If you subscribe before 4:00 PM UTC+8, interest starts accruing the same day.

• Interest is credited to your Spot account daily at 12:00 AM UTC+8 the next day.

• The APR may fluctuate based on market conditions.

FAQs

1. When does my subscription start earning interest?

If you subscribe before 4:00 PM UTC+8, interest starts the same day. After 4:00 PM UTC+8, it starts the next day. Payouts are credited daily at 12:00 AM UTC+8.

2. Can I withdraw my funds anytime?

Yes, you can redeem it anytime without penalties.

3. How does Auto-Subscribe work?

It automatically reinvests your Spot balance twice daily at 3:00 AM and 3:00 PM (UTC+8). You can turn it on or off anytime.

4. Will my interest rate stay the same?

No, the APR may change based on market conditions.