Stablecoins Shift Toward Enterprise Applications, Compliance and Consumer Closed Loops to Become the Focus in 2026

According to a report by Bijie Network: Bijie Network, citing a tweet from Wu Blockchain, stated that in 2025, stablecoins are shifting from a crypto narrative to real-world adoption, mainly applied in scenarios such as payroll for enterprise back offices and B2B settlements, with users primarily being finance teams focused on compliance and processes. The competitive landscape is characterized by US dollar stablecoins dominance, market localization, and compliance channels as key bottlenecks. Looking ahead to 2026, the market may split into compliant and offshore segments, the application layer will trend toward banking, and there is potential to bridge on-chain and off-chain compliance to form a closed consumer loop.