Here’s What DTCC Patent That Mentions XRP and Ripple Says

A tweet from XRP community commentator XRP Myth Buster examined a DTCC patent application that references Ripple and XRP, offering a closer look at what the document actually says.

Rather than presenting the patent as proof of an existing partnership or live implementation, the post focused on the technical language and diagrams contained in the filing. The patent application, published as US 2025/0078162 A1, has a filing history dating back to 2019.

It outlines a framework for moving assets between different distributed ledger networks through bridge nodes and transaction chains. Figure 17, a diagram attached to the post, illustrates how the process could work from the beginning of a transaction to its final validation.

I went through the DTCC patent that mentions $XRP and Ripple, and here is what it says:

It explicitly named the "Ripple DLT System" as a destination network for routing cross-ledger liquidity.

1. Ripple as a Destination Ledger: When detailing the process for building a… pic.twitter.com/N3tmJmzKgu

— XRP Myth Buster (@XRPMythBuster) July 17, 2026

Ripple Identified as the Destination Network

One section of the patent presents a sample transaction in which assets move from the Stellar distributed ledger to the Ripple distributed ledger. The example describes transferring an ABC token from User A on Stellar to User B on Ripple, making Ripple the destination ledger in the illustrated transaction.

The accompanying diagrams mirror this example by showing User A connected to the Stellar network and User B connected to the Ripple network. Bridge nodes link the two networks, allowing the transaction to move through several stages before reaching its destination.

XRP Myth Buster highlighted this example as a direct reference to Ripple within the patent’s technical design, noting that the network is used in the document’s explanation of how cross-ledger transfers could be executed.

Bridge Graph Connects Multiple Ledger Networks

The post also highlighted the patent’s description of a “Bridge Graph,” a mechanism that maps connections between separate blockchain networks.

The patent explains that the system analyzes available payment paths by reading bridge metadata for the relevant networks before constructing a Bridge Graph linking the source ledger to the destination ledger. In the example provided, Stellar serves as the originating network while Ripple functions as the receiving network.

The diagrams show this process progressing through three primary stages: analyzing possible payment paths, building transaction chains across bridge nodes, and validating those chains before execution. Together, these steps illustrate how the proposed architecture could support transfers between independent distributed ledger systems.

Patent Does Not Confirm Production Use

XRP Myth Buster concluded that the patent confirms the technical feasibility of integrating the Ripple network into the proposed DTCC system. However, the post emphasized that the filing does not show that the concept has moved beyond the design phase or entered a live production environment.

The post also addressed XRP’s role in the patent. Since the diagrams display the XRP logo, XRP Myth Buster stated that the references to the “Ripple DLT System” most likely point to the XRP Ledger.

Even so, the review made it clear that the patent should not be interpreted as evidence that DTCC currently operates its infrastructure on XRP or the XRP Ledger. Instead, it documents a technical design that includes Ripple as one possible destination network within a broader cross-ledger payment framework.